Personal Loan and Line of Credit

Why Pacwest Finance

  • Customizable loans from $3,000 to $100,000 and flexible terms from 12 to 84 months.
  • Fixed interest rates and relationship discounts for qualified customers.
  • No origination fee, no closing fee, and no prepayment penalty.
  • Often on the same or next business day, if approved.
  • Staying informed
  • 24/7 on time services

Everyone's financial situation differs; it is important to recognize what you can comfortably afford to borrow. In general, the loan amount you can afford depends on four factors:

  • Your debt-to-income ratio, which is your total monthly payments as a percentage of your gross monthly income
  • The amount of cash you have available for a down payment and closing costs
  • Your credit history
  • The value of the property you are purchasing
  • For a better understanding of how much you can afford to borrow, use Discover’s Affordability Calculator.

Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 19.99% Annual Percentage Rate (APR)5, which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% APR, the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.

More Asked Question

A Pacwest Finance checking account is a multipurpose deposit account used for everyday banking facilities like writing cheques, online transfers, wire transfers, ATM withdrawals, net banking, credit card payments, and debit card usage. Current accounts are opened with financial institutions (FIs) like banks and credit unions.

Call on your Pacwest Finance’s phone banking number. Speak with a customer service employee at your bank. Once connected, follow the directions provided to you during the phone call to activate your debit card.

Kindly login to your Pacwest Finance online banking. go to Security. Navigate to the Change Password Tab.